Auto financing in Northwest Florida

Apply Online For A Car Loan At Step One Automotive Group

At Step One Automotive Group, we make it easy to get behind the wheel of your next new or pre-owned vehicle. With nine dealership locations across Pensacola, Fort Walton Beach, and Crestview, FL, our finance team is dedicated to providing simple, affordable auto loan solutions for every lifestyle and budget.

Fill out the form below and lock in the best auto loan rate regardless of your credit history.


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Online Car Financing Is Fast And Secure


Know Your Auto Loan Terms

We explain your financing options clearly—covering loan lengths, interest rates, down payments, and monthly payments—so you can make the best decision for your situation.

Get In A Car Fast

Save time with our quick and secure online finance application. Pre-approval only takes minutes, helping you shop with confidence and drive away faster.

Car Loans Made Simple

Our finance experts work directly with trusted local and national lenders to secure competitive rates and flexible terms—even if you’ve faced credit challenges in the past.

Buy The Car For You

With nine convenient Step One dealerships offering new models and a wide range of quality pre-owned vehicles, you’ll find the perfect car, truck, or SUV to match your needs and budget.

Easy Auto Financing

Whether you have excellent credit, no credit, or less-than-perfect credit, we’re here to make financing simple. We work hard to get you approved with terms that make sense for your lifestyle.

Apply & Drive A Car Near You

Step One Automotive Group proudly serves drivers across Pensacola, Fort Walton Beach, Crestview, and nearby Florida communities. Apply online today and experience hassle-free financing at any of our nine Step One locations.