At Step One Automotive Group, we make it easy to get behind the wheel of your next new or pre-owned vehicle. With nine dealership locations across Pensacola, Fort Walton Beach, and Crestview, FL, our finance team is dedicated to providing simple, affordable auto loan solutions for every lifestyle and budget.
Fill out the form below and lock in the best auto loan rate regardless of your credit history.
Are you applying for financing for yourself, or jointly with a co-borrower?
We explain your financing options clearly—covering loan lengths, interest rates, down payments, and monthly payments—so you can make the best decision for your situation.
Save time with our quick and secure online finance application. Pre-approval only takes minutes, helping you shop with confidence and drive away faster.
Our finance experts work directly with trusted local and national lenders to secure competitive rates and flexible terms—even if you’ve faced credit challenges in the past.
With nine convenient Step One dealerships offering new models and a wide range of quality pre-owned vehicles, you’ll find the perfect car, truck, or SUV to match your needs and budget.
Whether you have excellent credit, no credit, or less-than-perfect credit, we’re here to make financing simple. We work hard to get you approved with terms that make sense for your lifestyle.
Step One Automotive Group proudly serves drivers across Pensacola, Fort Walton Beach, Crestview, and nearby Florida communities. Apply online today and experience hassle-free financing at any of our nine Step One locations.